Ever wondered how to make the most from a falling market without taking on huge risks? Well, today's issue of Investment Academy is for you. One of my colleagues, Karim Rahemtulla, from our sister publication in the States is with us today to tell you exactly how to do just that. So without further ado, here's how to "safely short the markets"...

Everyone makes mistakes. But not all of them should have you risk your livelihood. When it comes to money matters, even the smallest misstep could cost your dearly. And what’s worse, you might not even be aware of the problem until it’s too late. That’s why, this week, we’re looking at common money mistakes and how to keep these “financial foibles” from costing you big bucks.

Borrowers may have welcomed lower interest rates – it’s another nail in the coffin for savers. Having already been hit by lower share prices, inferior property values, stagnant rents, lower dividends, South Africans are now waking up to the affect this is having on their savings.

Last week, we added Cipla Medpro to our Investment Academy dummy portfolio. And looking at the price today, I’m beaming! In fact, I’m so impressed with this little fighter, I HAVE to show you Ciplamed's (CMP) graph. Check it out...