As trading screens turned red across the world last week, investors might have questioned one of investing’s oldest mantras. Diversification – not putting all your eggs in one basket – which aims to cut risk by spreading it over lots of different investments, so that when one is falling another is rising to compensate.

Today I’m sharing Warren Buffett’s Wealth Principles and Methods with you. If you’re patient and persevere, they'll help youl achieve financial independence.

Today, I’d like to share the advice of personal finance expert Ruth Jackson with you. She’s put together a list of eight vital travel insurance checks you need to make before you leave for the airport for me and I think you'll benefit from the advice just as much as I did.