This week Insider Secrets uncovered a tool which regular people like you and I can use to understand the effects the economy has on our investments… As it spins wildly into whirlpools of bull and bear markets.

As you know, the economy is cyclical by nature. And, realising that every market presents you with opportunities, will enable you to acquire bargain investments and improve your market positioning…

Whether the market is going up or down…

Use the “economic clock” below to help you tap into the market at the right times to make the best investment decisions to build and protect your wealth.

Use this “economic clock” to time your investments perfectly....

Recession:
A recession is defined by any two consecutive periods of negative Gross Domestic Product (GDP) in a country. It marks the lowest point in an economic cycle.

Recessions are characterised by high unemployment, lower interest rates, a cut in demand for goods and services, and low consumption levels resulting in less profits.

Recovery:
A recovery begins with increased government and business spending. This results in businesses employing more staff to cope with increased production needs. Lower interest rates prompt businesses to borrow and invest in capital projects.

The beginning of the recovery phase is an excellent time to invest in the stockmarket. Companies which survived the recession will be efficient and well placed to achieve higher earnings from the recovery.

The Midnight Boom:
Eventually share prices go up and those who missed out on the stockmarket gain (the herd) start buying… Leading to a frenzy of buying – each buying at an even higher price.
This marks the beginning of the end of the recovery cycle, which peaks when the economy is booming.

The market is set for a correction at this point.

You’ll read articles in the mainstream media about how wonderful the stockmarket is and how the good times are never going to end.

Before the clock strikes midnight, the wise investors sell their shares and look for the next opportunity. They understand share prices can’t be justified by traditional stock valuation methods, such as asset backing per share or earnings multiples.

As investors leave the market, supply exceeds demand, triggering a sell off and share prices crash.

Investors who were too slow (or greedy) get burnt.

The Property Phase:
The smart investors that got out at the top move their money into property investments. The extra demand in property pushes prices higher.

At this stage, the government increases interest rates.

With higher interest rates comes less profit in real estate. Rises in interest rates continue until it’s no longer viable for buyers to continue investing in property… And soon there are more sellers than buyers.

At this point, property prices, like share prices, correct.

The Decline:
Business confidence begins to fall. Investors find little value in either shares or property and fixed interest investments become popular again.

Less spending and higher interest rates result in lower demand, which results in less production... resulting in profit downgrades and downsizing.

The economy slows to the point where productivity stalls and then declines. When this happens for two financial quarters in a row, the economy is said to be in a recession.

The Savvy Investor:
This tool will help you get a good idea of when to be in shares and property and when to get out – so you time your investments perfectly with the economic cycles.

But if you would rather sit back and let the experts do all the hard work for you... Tell you which shares to buy, then Insider Confidential is your friend. Every month, it brings its readers sound investment advice.

This month, for example, Insider Confidential revealed an URGENT property strategy that could turn its readers into millionaires in just 36 months from now.

But, time is running out, the economy is turning… And this window of opportunity is about to close on us… For at least another ten years.

Don’t let this pass you by, subscribe risk-free to Insider Confidential now to discover the one secret that could turn you into a millionaire in just 36 months.

In the name of financial freedom,